Oregon CD Rates and Interest Income Investments

The University of Oregon’s Ducks athletic teams have won 14 NCAA championships over the years. That impressive tally was due to all the hours spent practicing on the field, which were a true investment in future success. Take the Ducks’ lead and invest in your own future by buying certificates of deposit. Oregon Banking Rates could help you win with the best CD rates.

Best CD Rates

Finding the best money market rates, IRA rates, and rates on other investment strategies is what we’re all about. Come see how Oregon Banking Rates could help you today.

Current Oregon CD Rates News

03/14/10

Fed looking at long, slow recovery

"In turn, we expect a clear pickup in the labor market to encourage Fed officials to start 'normalizing' short-term interest rates later this year; ...

03/14/10

After years of decline, more lenders are easing up on large mortgages

Unusually high jumbo loan rates nearly paralyzed the high-end housing market for buyers and sellers most of last year. Banks could not sell large risky home ...

 

Best Oregon CD Account Rates

Featured RateBank / Credit UnionAccount Type
2.05%
As of February 8, 2010

View Rate Details
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CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
2.20%
As of March 3, 2010
View Rate Details Food Industries Credit Union CD Account
2.11%
As of January 12, 2010
View Rate Details Lewis & Clark Bank CD Account
2.10%
As of February 8, 2010
View Rate Details Ibew & United Workers Credit Union CD Account
2.06%
As of January 12, 2010
View Rate Details Pacific Crest Credit Union CD Account
2.04%
As of February 8, 2010
View Rate Details Mid Oregon Credit Union CD Account
Bank / Account TypeRate ChangeDate
  Oregon Territory Credit Union - 12 Month CD Account 1.25% to 1.25% Mar 5, 2010
  Oregon Pioneer Credit Union - 6 Month CD Account 1.31% to 1.11% Mar 5, 2010
  Oregon Territory Credit Union - 2 Year CD Account 1.75% to 1.75% Mar 5, 2010
  Oregon Pioneer Credit Union - 12 Month CD Account 1.56% to 1.36% Mar 5, 2010
  Oregon Pioneer Credit Union - 2 Year CD Account 1.91% to 1.71% Mar 5, 2010
 

Is the Highest Oregon CD Rate the Best Choice?

If you’ve found the best OR CD rate possible, it’s now time for you to sign up. Although there are a number of factors you should always consider when opening a CD account, your main priority should always be to gain as much in interest as possible. Let’s go over a few of the things you should consider before you open up that CD account however.

Since you already know about rates, deposit terms would be the next important thing for you to pay attention to. Deposit terms should not be taken lightly as even a year can be a long time without access to your money. Once you’ve decided that you have a sizeable emergency fund and can afford to invest the remainder, map out your finances for the next few months and determine if you can really keep your money in an account for that long. If you’re finally comfortable with a certain term, be sure you make all the proper inquiries into whether there are any additional fees or costs associated with maintaining the account that you need to be aware of.

Opening a CD and earning interest on your money can be a rewarding experience as long as you know what to look for in a quality certificate of deposit. Check out our online rate comparison table today to see just how much you could be earning in interest.

Top 3 Reasons Oregon CDs are the Best Investment

Investing in Oregon CD accounts can only do you good, and that’s because certificates of deposit can offer features that no other investments do. If you’re still not convinced that a CD rate can work wonders for your financial portfolio, here are some reasons you should consider them.

1. FDIC insured. All good Oregon CDs should be FDIC insured, meaning that you’re at no risk of losing your deposit. The government will guarantee that your money will be replaced if lost.

2. Minimal management. Unlike stocks or real estate, investing in a CD account requires little to know management. You simply have to keep the maturity date of the certificate in mind after signing up and funding your account.

3. Zero downside. CDs offer virtually no downside. As long as you abide by the rules of the investment, meaning you don’t withdraw your initial deposit until it matures, you should be okay.

Start researching to see just how high the best CD rates in Oregon are – you’ll be pleasantly surprised at how much you could be earning in interest.

You Can’t Afford to Live Without an Oregon CD

Oregon, the Beaver State, is a fantastic place to live as long as you have the funds to enjoy all the scenic beauty of the land. But if you’re worried you’re not saving enough for retirement, a disciplined saving and investing strategy including the best Oregon CD you could find will help you reach your goal more quickly. Can you really afford to pass up on all that a certificate of deposit can do for your finances?

CDs are quickly becoming one of the best investments available for novices. Even seasoned professionals can benefit from the guaranteed rate of return that CD accounts provide. No matter what happens with your other investments, your CDs will continue to perform well and provide you with the interest you need to become financially stable in your later years.

Learn more about how much interest you could potentially be earning on the money that’s just sitting in your checking account today. You’ll be glad you made to move to the best CD rate in Oregon.

CD Rates When Interest Rates are Falling in , OR

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Oregon Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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